Brad Garlinghouse, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Ripple, v\u1eeba \u0111\u01b0a ra m\u1ed9t d\u1ef1 \u0111o\u00e1n \u0111\u1ea7y l\u1ea1c quan v\u1ec1 khung ph\u00e1p l\u00fd ti\u1ec1n m\u00e3 h\u00f3a t\u1ea1i Hoa K\u1ef3, \u0111\u00e1nh d\u1ea5u m\u1ed9t b\u01b0\u1edbc ngo\u1eb7t ti\u1ec1m n\u0103ng cho to\u00e0n b\u1ed9 ng\u00e0nh c\u00f4ng nghi\u1ec7p t\u00e0i ch\u00ednh k\u1ef9 thu\u1eadt s\u1ed1. Trong nh\u1eefng ph\u00e1t bi\u1ec3u m\u1edbi nh\u1ea5t, v\u1ecb CEO n\u00e0y tin r\u1eb1ng m\u1ed9t \u0111\u1ea1o lu\u1eadt mang t\u00ednh l\u1ecbch s\u1eed \u0111ang \u0111\u1ebfn g\u1ea7n h\u01a1n bao gi\u1edd h\u1ebft, \u0111i\u1ec1u c\u00f3 th\u1ec3 ch\u1ea5m d\u1ee9t nhi\u1ec1u n\u0103m tranh c\u00e3i ph\u00e1p l\u00fd c\u0103ng th\u1eb3ng.<\/p>\n
Trong su\u1ed1t m\u1ed9t th\u1eddi gian d\u00e0i, Ripple \u0111\u00e3 tr\u1edf th\u00e0nh t\u00e2m \u0111i\u1ec3m c\u1ee7a cu\u1ed9c chi\u1ebfn ph\u00e1p l\u00fd v\u1edbi \u1ee6y ban Ch\u1ee9ng kho\u00e1n v\u00e0 Giao d\u1ecbch Hoa K\u1ef3 (SEC). Tuy nhi\u00ean, \u00f4ng Garlinghouse nh\u1eadn th\u1ea5y m\u1ed9t s\u1ef1 thay \u0111\u1ed5i r\u00f5 r\u1ec7t trong th\u00e1i \u0111\u1ed9 c\u1ee7a c\u00e1c nh\u00e0 l\u1eadp ph\u00e1p t\u1ea1i Washington. Kh\u00f4ng c\u00f2n l\u00e0 nh\u1eefng cu\u1ed9c tranh lu\u1eadn mang t\u00ednh \u0111\u1ed1i \u0111\u1ea7u, hi\u1ec7n \u0111ang c\u00f3 m\u1ed9t s\u1ef1 \u0111\u1ed3ng thu\u1eadn ng\u00e0y c\u00e0ng t\u0103ng v\u1ec1 vi\u1ec7c c\u1ea7n thi\u1ebft ph\u1ea3i c\u00f3 m\u1ed9t b\u1ed9 quy t\u1eafc r\u00f5 r\u00e0ng \u0111\u1ec3 b\u1ea3o v\u1ec7 nh\u00e0 \u0111\u1ea7u t\u01b0 m\u00e0 kh\u00f4ng b\u00f3p ngh\u1eb9t s\u1ef1 \u0111\u1ed5i m\u1edbi.<\/p>\n
S\u1ef1 l\u1ea1c quan n\u00e0y kh\u00f4ng ph\u1ea3i l\u00e0 v\u00f4 c\u0103n c\u1ee9. C\u00e1c \u0111\u1ed9ng th\u00e1i g\u1ea7n \u0111\u00e2y t\u1eeb Qu\u1ed1c h\u1ed9i M\u1ef9 cho th\u1ea5y c\u00e1c d\u1ef1 lu\u1eadt li\u00ean quan \u0111\u1ebfn stablecoin v\u00e0 c\u1ea5u tr\u00fac th\u1ecb tr\u01b0\u1eddng t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 \u0111ang nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 \u1ee7ng h\u1ed9 xuy\u00ean \u0111\u1ea3ng ph\u00e1i. CEO Ripple nh\u1ea5n m\u1ea1nh r\u1eb1ng vi\u1ec7c thi\u1ebfu s\u1ef1 minh b\u1ea1ch v\u1ec1 quy \u0111\u1ecbnh l\u00e0 r\u00e0o c\u1ea3n l\u1edbn nh\u1ea5t \u0111\u1ed1i v\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng ti\u1ec1n m\u00e3 h\u00f3a \u1edf quy m\u00f4 l\u1edbn, v\u00e0 vi\u1ec7c th\u00e1o g\u1ee1 n\u00fat th\u1eaft n\u00e0y s\u1ebd l\u00e0 “c\u00fa h\u00edch” l\u1ecbch s\u1eed cho th\u1ecb tr\u01b0\u1eddng.<\/p>\n
M\u1ed9t trong nh\u1eefng \u0111i\u1ec3m m\u1ea5u ch\u1ed1t trong b\u1ed1i c\u1ea3nh ph\u00e1p l\u00fd hi\u1ec7n nay l\u00e0 n\u1ed7 l\u1ef1c \u0111\u1ecbnh ngh\u0129a l\u1ea1i c\u00e1ch c\u00e1c t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u01b0\u1ee3c l\u01b0u h\u00e0nh v\u00e0 sinh l\u1eddi. Vi\u1ec7c th\u1ea3o lu\u1eadn v\u1ec1 c\u00e1c quy \u0111\u1ecbnh m\u1edbi di\u1ec5n ra trong b\u1ed1i c\u1ea3nh c\u00e1c nh\u00e0 ch\u1ee9c tr\u00e1ch \u0111ang c\u00e2n nh\u1eafc nghi\u00eam t\u00fac v\u1ec1 vai tr\u00f2 c\u1ee7a stablecoin trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u. <\/p>\n
N\u1ebfu d\u1ef1 \u0111o\u00e1n c\u1ee7a Garlinghouse tr\u1edf th\u00e0nh hi\u1ec7n th\u1ef1c, \u0111\u00e2y s\u1ebd l\u00e0 l\u1ea7n \u0111\u1ea7u ti\u00ean c\u00e1c c\u00f4ng ty ti\u1ec1n m\u00e3 h\u00f3a c\u00f3 m\u1ed9t “b\u1ea3n \u0111\u1ed3” c\u1ee5 th\u1ec3 \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng t\u1ea1i M\u1ef9 thay v\u00ec ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c h\u00e0nh \u0111\u1ed9ng th\u1ef1c thi lu\u1eadt ph\u00e1p mang t\u00ednh \u0111\u01a1n l\u1ebb. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng khi New Clarity Act t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn c\u00e1ch th\u1ee9c thanh to\u00e1n l\u00e3i su\u1ea5t tr\u00ean stablecoin, m\u1ed9t y\u1ebfu t\u1ed1 m\u00e0 c\u00e1c chuy\u00ean gia cho r\u1eb1ng s\u1ebd \u0111\u1ecbnh h\u00ecnh l\u1ea1i to\u00e0n b\u1ed9 m\u1ea3ng t\u00e0i ch\u00ednh phi t\u1eadp trung (DeFi).<\/p>\n
D\u00f9 v\u1eabn \u0111ang ph\u1ea3i gi\u1ea3i quy\u1ebft c\u00e1c th\u1ee7 t\u1ee5c cu\u1ed1i c\u00f9ng trong v\u1ee5 ki\u1ec7n k\u00e9o d\u00e0i v\u1edbi SEC, Ripple \u0111\u00e3 b\u1eaft \u0111\u1ea7u \u0111\u1ecbnh v\u1ecb m\u00ecnh cho m\u1ed9t t\u01b0\u01a1ng lai khi c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd \u0111\u00e3 r\u00f5 r\u00e0ng. C\u00f4ng ty n\u00e0y kh\u00f4ng ch\u1ec9 t\u1eadp trung v\u00e0o vi\u1ec7c thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi m\u00e0 c\u00f2n m\u1edf r\u1ed9ng sang m\u1ea3ng c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng cho c\u00e1c ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh l\u1edbn.<\/p>\n
Nh\u01b0ng th\u00e1ch th\u1ee9c v\u1eabn c\u00f2n \u0111\u00f3. M\u1ed9t s\u1ed1 nh\u00e0 ph\u00e2n t\u00edch lo ng\u1ea1i r\u1eb1ng c\u00e1c quy \u0111\u1ecbnh qu\u00e1 kh\u1eaft khe c\u00f3 th\u1ec3 khi\u1ebfn d\u00f2ng v\u1ed1n d\u1ecbch chuy\u1ec3n sang c\u00e1c th\u1ecb tr\u01b0\u1eddng c\u1edfi m\u1edf h\u01a1n \u1edf ch\u00e2u \u00c1 ho\u1eb7c ch\u00e2u \u00c2u. Tuy nhi\u00ean, quan \u0111i\u1ec3m c\u1ee7a Garlinghouse l\u00e0 m\u1ed9t khung ph\u00e1p l\u00fd \u2014 d\u00f9 kh\u1eaft khe \u2014 v\u1eabn t\u1ed1t h\u01a1n l\u00e0 kh\u00f4ng c\u00f3 quy \u0111\u1ecbnh n\u00e0o c\u1ea3. S\u1ef1 ch\u1eafc ch\u1eafn s\u1ebd cho ph\u00e9p c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng tham gia th\u1ecb tr\u01b0\u1eddng m\u1ed9t c\u00e1ch t\u1ef1 tin h\u01a1n.<\/p>\n
Th\u1ecb tr\u01b0\u1eddng hi\u1ec7n \u0111ang ph\u1ea3n \u1ee9ng kh\u00e1 th\u1eadn tr\u1ecdng tr\u01b0\u1edbc nh\u1eefng tuy\u00ean b\u1ed1 n\u00e0y. Tuy nhi\u00ean, ni\u1ec1m tin c\u1ee7a CEO Ripple d\u01b0\u1eddng nh\u01b0 \u0111ang lan t\u1ecfa. N\u1ebfu m\u1ed9t \u0111\u1ea1o lu\u1eadt l\u1ecbch s\u1eed th\u1ef1c s\u1ef1 \u0111\u01b0\u1ee3c th\u00f4ng qua v\u00e0o cu\u1ed1i n\u0103m 2026, n\u00f3 c\u00f3 th\u1ec3 m\u1edf \u0111\u01b0\u1eddng cho s\u1ef1 b\u00f9ng n\u1ed5 c\u1ee7a nhi\u1ec1u lo\u1ea1i t\u00e0i s\u1ea3n kh\u00e1c nhau. <\/p>\n
C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 XRP \u0111ang \u0111\u1eb7c bi\u1ec7t ch\u00fa \u00fd \u0111\u1ebfn nh\u1eefng di\u1ec5n bi\u1ebfn n\u00e0y, v\u00ec s\u1ef1 r\u00f5 r\u00e0ng v\u1ec1 m\u1eb7t ph\u00e1p l\u00fd l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t \u0111\u1ec3 gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n n\u00e0y ph\u1ea3n \u00e1nh \u0111\u00fang th\u1ef1c t\u1ebf \u1ee9ng d\u1ee5ng. M\u1ed9t s\u1ed1 ph\u00e2n t\u00edch v\u1ec1 l\u1ed9 tr\u00ecnh gi\u00e1 XRP \u0111\u1ebfn n\u0103m 2030 cho th\u1ea5y c\u00e1c k\u1ecbch b\u1ea3n l\u1ea1c quan nh\u1ea5t \u0111\u1ec1u d\u1ef1a tr\u00ean gi\u1ea3 \u0111\u1ecbnh r\u1eb1ng Hoa K\u1ef3 s\u1ebd s\u1edbm c\u00f3 lu\u1eadt ti\u1ec1n m\u00e3 h\u00f3a ch\u00ednh th\u1ee9c.<\/p>\n
T\u1ea1i sao CEO Ripple l\u1ea1i tin r\u1eb1ng lu\u1eadt s\u1ebd s\u1edbm \u0111\u01b0\u1ee3c th\u00f4ng qua?<\/strong> Lu\u1eadt n\u00e0y s\u1ebd \u1ea3nh h\u01b0\u1edfng nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ebfn nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n?<\/strong> Ripple s\u1ebd l\u00e0m g\u00ec n\u1ebfu lu\u1eadt m\u1edbi qu\u00e1 nghi\u00eam kh\u1eafc?<\/strong> CEO Ripple Brad Garlinghouse d\u1ef1 b\u00e1o m\u1ed9t \u0111\u1ea1o lu\u1eadt ti\u1ec1n m\u00e3 h\u00f3a mang t\u00ednh l\u1ecbch s\u1eed t\u1ea1i M\u1ef9 s\u1ebd s\u1edbm \u0111\u01b0\u1ee3c th\u00f4ng qua, ch\u1ea5m d\u1ee9t s\u1ef1 m\u01a1 h\u1ed3 ph\u00e1p l\u00fd k\u00e9o d\u00e0i.<\/p>\n","protected":false},"author":41,"featured_media":22006,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[3915],"tags":[4421,4424,4420,4422,4423],"class_list":["post-22007","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto","tag-quy-dinh-tien-ma-hoa-my","tag-ripple-brad-garlinghouse-crypto-law","tag-ripple-v-sec-update","tag-thi-truong-xrp-2026","tag-tuong-lai-stablecoin"],"taxonomy_info":{"category":[{"value":3915,"label":"Tin crypto m\u1edbi nh\u1ea5t"}],"post_tag":[{"value":4421,"label":"quy \u0111\u1ecbnh ti\u1ec1n m\u00e3 h\u00f3a m\u1ef9"},{"value":4424,"label":"ripple brad garlinghouse crypto law"},{"value":4420,"label":"ripple v sec update"},{"value":4422,"label":"th\u1ecb tr\u01b0\u1eddng xrp 2026"},{"value":4423,"label":"t\u01b0\u01a1ng lai stablecoin"}]},"featured_image_src_large":["https:\/\/nosmokesport.com\/wp-content\/uploads\/2026\/03\/ceo-ripple-predicts-historic-crypto-legislation-2026-1024x538.png",1024,538,true],"author_info":{"display_name":"Minh Anh Nguy\u1ec5n","author_link":"https:\/\/nosmokesport.com\/vi\/author\/nosmokesportvi\/"},"comment_info":0,"category_info":[{"term_id":3915,"name":"Tin crypto m\u1edbi nh\u1ea5t","slug":"crypto","term_group":0,"term_taxonomy_id":3915,"taxonomy":"category","description":"Theo d\u00f5i tin crypto m\u1edbi nh\u1ea5t bao g\u1ed3m Bitcoin, Ethereum, c\u00f4ng ngh\u1ec7 blockchain v\u00e0 xu h\u01b0\u1edbng DeFi. NoSmokeSport cung c\u1ea5p c\u1eadp nh\u1eadt th\u1ecb tr\u01b0\u1eddng, ph\u00e2n t\u00edch chuy\u00ean s\u00e2u v\u00e0 th\u00f4ng tin quan tr\u1ecdng v\u1ec1 t\u00e0i ch\u00ednh s\u1ed1 trong m\u1ed9t n\u1ec1n t\u1ea3ng duy nh\u1ea5t.","parent":0,"count":100,"filter":"raw","cat_ID":3915,"category_count":100,"category_description":"Theo d\u00f5i tin crypto m\u1edbi nh\u1ea5t bao g\u1ed3m Bitcoin, Ethereum, c\u00f4ng ngh\u1ec7 blockchain v\u00e0 xu h\u01b0\u1edbng DeFi. NoSmokeSport cung c\u1ea5p c\u1eadp nh\u1eadt th\u1ecb tr\u01b0\u1eddng, ph\u00e2n t\u00edch chuy\u00ean s\u00e2u v\u00e0 th\u00f4ng tin quan tr\u1ecdng v\u1ec1 t\u00e0i ch\u00ednh s\u1ed1 trong m\u1ed9t n\u1ec1n t\u1ea3ng duy nh\u1ea5t.","cat_name":"Tin crypto m\u1edbi nh\u1ea5t","category_nicename":"crypto","category_parent":0}],"tag_info":[{"term_id":4421,"name":"quy \u0111\u1ecbnh ti\u1ec1n m\u00e3 h\u00f3a m\u1ef9","slug":"quy-dinh-tien-ma-hoa-my","term_group":0,"term_taxonomy_id":4421,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":4424,"name":"ripple brad garlinghouse crypto law","slug":"ripple-brad-garlinghouse-crypto-law","term_group":0,"term_taxonomy_id":4424,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":4420,"name":"ripple v sec update","slug":"ripple-v-sec-update","term_group":0,"term_taxonomy_id":4420,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":4422,"name":"th\u1ecb tr\u01b0\u1eddng xrp 2026","slug":"thi-truong-xrp-2026","term_group":0,"term_taxonomy_id":4422,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":4423,"name":"t\u01b0\u01a1ng lai stablecoin","slug":"tuong-lai-stablecoin","term_group":0,"term_taxonomy_id":4423,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/nosmokesport.com\/vi\/wp-json\/wp\/v2\/posts\/22007","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nosmokesport.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nosmokesport.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nosmokesport.com\/vi\/wp-json\/wp\/v2\/users\/41"}],"replies":[{"embeddable":true,"href":"https:\/\/nosmokesport.com\/vi\/wp-json\/wp\/v2\/comments?post=22007"}],"version-history":[{"count":1,"href":"https:\/\/nosmokesport.com\/vi\/wp-json\/wp\/v2\/posts\/22007\/revisions"}],"predecessor-version":[{"id":22008,"href":"https:\/\/nosmokesport.com\/vi\/wp-json\/wp\/v2\/posts\/22007\/revisions\/22008"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nosmokesport.com\/vi\/wp-json\/wp\/v2\/media\/22006"}],"wp:attachment":[{"href":"https:\/\/nosmokesport.com\/vi\/wp-json\/wp\/v2\/media?parent=22007"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nosmokesport.com\/vi\/wp-json\/wp\/v2\/categories?post=22007"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nosmokesport.com\/vi\/wp-json\/wp\/v2\/tags?post=22007"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n\u00d4ng d\u1ef1a tr\u00ean nh\u1eefng cu\u1ed9c g\u1eb7p g\u1ee1 tr\u1ef1c ti\u1ebfp v\u1edbi c\u00e1c nh\u00e0 l\u1eadp ph\u00e1p v\u00e0 s\u1ef1 thay \u0111\u1ed5i trong quan \u0111i\u1ec3m c\u1ee7a c\u1ea3 hai \u0111\u1ea3ng t\u1ea1i M\u1ef9. \u00c1p l\u1ef1c c\u1ea1nh tranh t\u1eeb c\u00e1c khu v\u1ef1c kinh t\u1ebf kh\u00e1c nh\u01b0 EU c\u0169ng bu\u1ed9c M\u1ef9 ph\u1ea3i h\u00e0nh \u0111\u1ed9ng nhanh h\u01a1n \u0111\u1ec3 kh\u00f4ng m\u1ea5t v\u1ecb th\u1ebf d\u1eabn \u0111\u1ea7u trong c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh.<\/p>\n
\nV\u1ec1 c\u01a1 b\u1ea3n, n\u00f3 s\u1ebd mang l\u1ea1i s\u1ef1 b\u1ea3o v\u1ec7 t\u1ed1t h\u01a1n th\u00f4ng qua c\u00e1c quy \u0111\u1ecbnh v\u1ec1 minh b\u1ea1ch v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c s\u00e0n giao d\u1ecbch. Tuy nhi\u00ean, n\u00f3 c\u0169ng c\u00f3 th\u1ec3 \u0111i k\u00e8m v\u1edbi c\u00e1c y\u00eau c\u1ea7u x\u00e1c th\u1ef1c danh t\u00ednh nghi\u00eam ng\u1eb7t h\u01a1n v\u00e0 thay \u0111\u1ed5i c\u00e1ch th\u1ee9c t\u00ednh thu\u1ebf \u0111\u1ed1i v\u1edbi l\u1ee3i nhu\u1eadn t\u1eeb ti\u1ec1n m\u00e3 h\u00f3a.<\/p>\n
\nRipple \u0111\u00e3 thi\u1ebft l\u1eadp s\u1ef1 hi\u1ec7n di\u1ec7n m\u1ea1nh m\u1ebd t\u1ea1i nhi\u1ec1u qu\u1ed1c gia c\u00f3 khung ph\u00e1p l\u00fd r\u00f5 r\u00e0ng nh\u01b0 Singapore hay UAE. D\u00f9 hy v\u1ecdng v\u00e0o th\u1ecb tr\u01b0\u1eddng M\u1ef9, c\u00f4ng ty v\u1eabn duy tr\u00ec chi\u1ebfn l\u01b0\u1ee3c \u0111a d\u1ea1ng h\u00f3a to\u00e0n c\u1ea7u \u0111\u1ec3 tr\u00e1nh ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ed9t ch\u00ednh s\u00e1ch qu\u1ed1c gia duy nh\u1ea5t.<\/p>\n","protected":false},"excerpt":{"rendered":"